![]() |
![]() |
![]() |
|||||||
![]() |
![]() |
![]() |
![]() |
![]() |
|||||
![]() |
![]() |
||||||||
Call your Realtor for a referral or get a recommendation from the local Realtor Association. The title company that closed on your purchase might also be able to assist or the real estate attorney they are associated with.
Be willing to accept a policy with a company that is not a big name, although you do want to make sure that the company has a good reputation and history. While you don t want to sign with just anyone, be open to different options. Due to varying underwriting rules, different companies will accept different standards in houses.
Call the agent who handles your health or auto policy to see if he has a source of insurance for homeowners. Maybe agree to move other policies you carry to the agent who finds a policy for you. Having more than one policy with the same company might save you on the premium, as well.
See if you can transfer the policy you had at your old house to the new residence, or at least if the same company will give you a new policy on the new house.
Every state has an insurance risk pool or a FAIR plan. Call the agency in your state government that monitors insurance and ask how to participate in one of these. They also should have an extensive list of viable agencies in your area.
Call the previous owner and ask where his source of insurance had been. Maybe the old policy is assumable.
Call your mortgage company. They have a vested interest in the insurance policy as well as you. If you ask them for assistance, they might have a source you that will help you.
If you have a renter in the home find out if they have a renter s policy. If they do, there should be no problem getting coverage on the structure.